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Faculty & Staff Benefits Open Enrollment

Faculty & Staff Benefits Open Enrollment

Our annual Open Enrollment for benefit elections will be October 31-11, 2022. Please take this opportunity to make changes or review your benefit options for 2023. This is an active enrollment process, meaning that all benefits-eligible participants must log in to LORA Self Service to confirm or change your elections. An active process ensures that employees annually examine their benefits and make appropriate decisions about the benefits that best suit you and your families’ needs.

You can check your benefits summary on LORA Self Service for your current election information. 

The 2023 Benefits Guide is located on the open enrollment webpage. 

How to Enroll Instructions - this is your guide to making changes to your benefits easy. These instructions will walk you through steps for completing your online enrollment in LORA Self Service.

 

Medical Insurance
  • UnitedHealthcare continues to be our medical provider for 2023. You are still offered four plan options. You may review the Summary of Benefits & Coverage here: Core, Basic, Plus, and HDHP. 
  • In 2021, a new tier for the Ochsner network was added to the Core, Basic, and Plus plan options. This network offers enhanced benefits when you use an in-network Ochsner provider. See included grid for details. 
  • There will be no increase to your premiums on the Core, Basic, Plus and HDHP plan premiums for 2023. The Basic Plan will have changes to the benefits. Please view your 2023 Benefits Guide for more information. 

UnitedHealthcare Ochsner Tier 1 Provider Directory

Ochsner Select Program

If a member is enrolled in the Ochsner Select Plus program, a free 30-day membership to Ochsner Fitness Center or Performance Center is available. After the first month the following rates apply: $62/month (annual contract) or $67/month (month-to-month contract) + usage credit.  The usage credit is activated when someone on the plan checks into the clubs 12 or more days a month. Then, they receive 20% off their monthly dues. If there is a second adult, the second adult on a membership is $47. Please call 504-842-9542 to speak with a Membership Representative to enroll. Be sure to mention you are an employee of Loyola University New Orleans and a member of the Ochsner Select Plus plan. 

 

Prescription Drug Coverage

Effective January 1, 2023, pharmacy benefits will be moving from RxBenefits/Express Scripts to Elixir/Payer Matrix. With this change, we are introducing an Alternative Funding method for eligible specialty drugs, that may result in a savings for qualified members. Elixir/Payer Matrix will be reaching out to those who qualify.

Dental Insurance

Cigna dental coverage is 100% paid by the employee. Monthly premiums can be found in the 2023 Benefits Guide. If you had a preventive exam in 2022 as a participant in the DPPO plan option, you earned a $250 rollover benefit to your next year’s annual maximum. You may accrue up to a $1,750 annual maximum through this Wellness Plus rollover benefit.

Providers can be found on the CIGNA website (http://www.cigna.com

DHMO Benefits Summary 

DHMO Charge Schedule

DPPO Benefits Summary

DPPO Benefits Summary (TX Residents)

 

Vision Insurance

The vision coverage premium and plan design will remain the same for 2023. AlwaysCare has changed their company name to UNUM. You will not receive new ID cards unless you are enrolling for the first time. You may continue to use your AwaysCare card to receive care.

 

Flexible Spending Accounts (FSA) 

Don’t forget you must re-enroll in the Flexible Spending Accounts (FSAs) every year. If you wish to participate in a flexible spending account for 2023, you must enroll on LORA Self Service by November 11, 2022. With an FSA you can set aside money on a pre-tax basis to pay for out-of-pocket healthcare and dependent care expenses.

For 2023, the maximum contribution limit for a Health Care FSA is $3,050. You can set aside a maximum of $5,000 for dependent care expenses. WageWorks will continue to administer this benefit. 

For more information about the WageWorks app: EZ Receipts

 

Life Insurance

The Lincoln Financial life and LTD coverage premiums will remain the same for 2023. Beginning in 2023, voluntary term life insurance premiums for yourself will be post tax.

 

Aflac Voluntary Critical Illness, Off the Job Accident and Hospital Indemnity Coverages

The Aflac Voluntary Benefits coverage premium and plan design will remain the same for 2023. You must complete your Aflac enrollment online to elect or waive coverage for 2023.

All Aflac products are available to eligible employees and their families. For complete plan details and rates, refer to the Aflac information on the Benefits website.


Health Care Reform requires employees to be provided with standard Summary of Benefits and Coverage (SBC) information so that you may be better able to compare Loyola's plans to other medical plans. A link to the Core, Basic and Plus Medical Plan SBC's can be found on the Benefits Summary Plan Descriptions webpage. This information may make it easier for you to compare our plan to a spouse's employer plan or other coverage, so you can make the best benefits decision for you and your family.

The Open Enrollment Newsletter is available for you to review online. 

Medicare Part D Notice of Credible Coverage - A required notice for employees eligible for Medicare or becoming eligible in the upcoming year. 

2023 Required Notices - Required notices for health and welfare benefits during the annual open enrollment.

 

If you would like to make a change to your Supplemental Retirement Plan (SRA) contributions in 2023, please complete, sign, and return the 2023 Supplemental Retirement Plan (SRA) enrollment form to Human Resources at benefits@loyno.edu or Fax: 504-864-7100.