Faculty & Staff Benefits Open Enrollment

Our annual Open Enrollment for benefit elections will be October 27 - November 7, 2025. Please take this opportunity to make changes or review your benefit options for 2026. This year will be a passive enrollment process. All benefits-eligible participants wishing to make changes for 2026 must log in to LORA Self Service to confirm or change benefits elections. If no changes are made, your 2025 elections will carry over. As a reminder, if you participate in Flexible Spending Accounts (FSAs), or are enrolled in the HDHP and currently have a Health Savings Account (HSA), and wish to participate in 2026, you must re-elect for 2026.

You can check your benefits summary on LORA Self Service for your current election information.

The 2026 Benefits Guide is located on the open enrollment webpage.

How to Enroll Instructions - this is your guide to making changes to your benefits easy. These instructions will walk you through steps for completing your online enrollment in LORA Self Service.

Medical Insurance

UnitedHealthcare continues to be our medical provider for 2026. You are still offered four plan options. You may review the Summary of Benefits & Coverage here: Core, Basic, Plus, and HDHP.
Loyola continues to offer a tiered Ochsner network for the Core, Basic, and Plus plan options. This network offers enhanced benefits for select services when you use an in-network Ochsner provider. See the Benefits Guide for more details.

UnitedHealthcare Select Member Network Resource Guide

Tier 1 Ochsner Health Network Hospitals
Urgent Care centers
Member Resources

Prescription Drug Coverage

Our Prescription drug coverage Pharamcy Benefit Manager will change from MedImpact to Express Scripts (ESI) by Evernorth 1/1/2026. Speciality Medications savings and alternative funding programs will now be administered by NFP RX Solutions. Please note, your new ID cards will be branded with Evernorth (not ESI).

If you are currently working with PayerMatrix for your specialty medication, PayerMatrix will continue to work with our members until the end of 2025, including assistance with processing and setting up alternative funding renewals for 2026. NFP RX Solutions will also be reaching out to members who have specialty medications in order to assist with setting up alternative funding and cost savings programs for eligible medications.

Dental Insurance

Loyola will continue to offer 3 dental plan options: 2 DPPO plans and 1 DHMO plan. Premiums will slightly increase in 2026. Plan details are outlined in the 2026 benefits guide.

Cigna dental ID cards are digital only. Cards may be accessed through mycigna.com or the myCigna mobile app.

Providers can be found on the CIGNA website (http://www.cigna.com)

Vision Insurance

The vision coverage provider will continue to be UNUM in 2026. Premium and plan design will remain the same for 2026.

You can obtain an ID card by logging in to your account at unumvisioncare.com

Flexible Spending Accounts (FSA)

Don’t forget you must re-enroll in the Flexible Spending Accounts (FSAs) every year. If you wish to participate in a flexible spending account for 2026, you must enroll on LORA Self Service by November 7, 2025. With an FSA you can set aside money on a pre-tax basis to pay for out-of-pocket healthcare and dependent care expenses.

For 2026, the maximum contribution limit for a Health Care FSA is $3,400 and the maxium Dependent Care FSA is $7,500. FSA plans will be administered by Associated Bank starting in 2026.

Life Insurance

The Lincoln Financial life and LTD coverage premiums will remain the same for 2025.

The Voluntary Life Insurance and Voluntary Spouse Life Insurance increments offered in $10,000 increments for Voluntary Life and $5,000 increments for Voluntary Spouse Life.

During Open Enrollment for the 1/1/2026 plan year, you can enroll in or increase your life insurance (up to $250,000 employee coverage and $20,000 spouse coverage) without Evidence of Insurability required (as long as you/your spouse have not been previously declined or withdrawn Evidence of Insurability). Any increases to coverage after this open enrollment period will require Evidence of Insurability.

See more details in the Benefits Guide.

Critical Illness, Accident and Hospital Indemnity Coverages

Lincoln Financial will continue to be our provider for Voluntary Benefits (Critical Illness, Accident and Hospital Indemnity) in 2026.

Loyola's Benefits Advocate at NFP

The Loyola Benefit Advocate at NFP is an employee resource for your company-sponsored insurance benefits. Speak with our NFP representative about your eligibility, enrollment or your current benefits.

Phone: (888) 906-9550
Email: nola-support@nfp.com
Hours: Monday - Friday, 8:30 a.m. to 5:00 p.m. CST

Health Care Reform requires employees to be provided with standard Summary of Benefits and Coverage (SBC) information so that you may be better able to compare Loyola's plans to other medical plans. A link to the Core, Basic and Plus Medical Plan SBC's can be found on the Benefits Summary Plan Descriptions webpage. This information may make it easier for you to compare our plan to a spouse's employer plan or other coverage, so you can make the best benefits decision for you and your family.

The Open Enrollment Newsletter is available for you to review online.

Medicare Part D Notice of Credible Coverage - A required notice for employees eligible for Medicare or becoming eligible in the upcoming year.